Tuesday, June 16, 2015
When hail strikes, what do you do???
When hail strikes, it can be devastating for homeowners. Many homeowners call our office in a panic after a hailstorm because their roof systems are damaged and they wonder whether they have adequate insurance coverage. We understand this concern and consider it our mission to help homeowners through the insurance claim process.
Shortly after a hailstorm, many people claiming to be roofing contractors will swarm your neighborhood. These high-pressure salespeople will try to intimidate you into buying a roof system using fear tactics—your roof is going to leak, the ceiling could cave in, etc.
First, call Roofing Professionals of Texas and we will contact your insurance company. If your roof is leaking, Roofing Professionals of Texas will begin immediate protective measures for free. A professional roofing contractor should provide temporary repairs to your property until they are able to fully repair the damage. For the record, not all roofing companies are created equal, so be sure to do your homework. Family, friends, co-workers and neighbors also are good sources for contractor referrals. Never choose a contractor based solely on price or high-pressure sales tactics.
After your insurance company receives notice of your claim, it will assign an insurance adjuster to visit your home and inspect your roof system and other areas that may be damaged. After the adjuster's visit, you will receive a settlement sheet outlining your home's damage and what the insurance company will pay. These settlement sheets can be confusing! A Roofing Professionals of Texas representative will help you understand the settlement. Part of Elite Roofing Solutions’ role is to ensure your adjuster has included everything you will need to repair or replace your roof to meet building codes and homeowner association requirements and provide a roof system matching the value of the roof system you are replacing. You will be responsible for the additional cost of any upgrades to the roof system and for your deductible.
Insurance companies are committed to their policyholders' satisfaction. In short, don't panic! Roofing Professionals of Texas will deal with your insurance company, insurance adjuster and building departments, and soon you will have a beautiful new roof!
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