Showing posts with label #dallas. Show all posts
Showing posts with label #dallas. Show all posts

Wednesday, May 3, 2017

Contractor & adjuster scams


It can happen to anyone... Hurricanes, tornados, hail or fires can leave your home and business in ruins. You want to get back on your feet quickly.
But a disaster also lures crooked building contractors and public insurance adjusters. They'll exploit the confusion and emergency conditions to try and fleece you and your insurance policy.
Most contractors and public adjusters are honest. But know the warning signs of a swindle — and how to fight back.
Just as important, don't try to inflate or fake insurance claims yourself. Jail time, fines, humiliation, and separation from your family and friends — it's a big price for trying to scam a few insurance dollars.

Contracting with contractors

Don't pay for bids. Crooked contractors may simply take your money and disappear. Most reputable contractors won't charge you simply for bidding on your repair work.
Local contractors. Use established local contractors, if possible. But... be careful if the contractor arrives in an unmarked vehicle, seeks your repair work door-to-door, or tries to cut costs by using materials "from another job." These contractors may be unlicensed, dishonest and untrained transients from another state.
• Often they'll use low-grade material.
• Their work may be shoddy and even dangerous.
• They may disappear with your money after finishing only part of the job, or not doing any work.
Look professional? Does the contractor have professional-looking business cards and letterhead? If not, you could be dealing with an untrained and incompetent "wildcatter."
Signed contract. Get a signed contract — before work begins. But don't sign any contract with blanks. A dishonest contractor could fill in unfair or fraudulent terms later.
• Also... make sure it's a legitimate, printed document — not something scratched out on a piece of paper. Make sure you have a copy for your files.
• Don't pay extra when a contractor says the cost of materials has "suddenly increased." Pay only what's spelled out in your signed contract.
No cash. Never pay in cash; pay only with check or credit card. A contractor who demands cash may be trying to avoid paying taxes or buying legally required insurance.

Repairs insured? Check with your insurance company to make sure your policy covers the repairs. Also have your insurance adjuster estimate the damage and probable cost to repair. This will give you a reliable basis for negotiating repairs with contractors.
Inspect damage. If practical, have an adjuster from your insurance company inspect your damage before repairs begin. Your insurance company may require an adjuster's inspection before you rebuild.
Your insurance claim could be denied if you make expensive, permanent repairs before the adjuster inspects the damage.
Signing off. Sign the certificate of job completion only when all repairs are finished to your satisfaction, and per your signed contract.
Fight back. Contact your state insurance fraud bureau and local office of consumer affairs right away if you suspect a repair scam.





Adjusting to adjusters

Insurance companies employ their own adjusters. They'll evaluate your property damage and help walk you through the claims process, free of charge. In many states, you can also hire public adjusters to help you file claims and negotiate your insurance payment. Public adjusters represent the claimant, and usually charge you 10-15 percent of any insurance settlement.
Schemes. Most public adjusters are honest and competent, but some are crooked. They may come from out of town, and go door to door, trying to bilk disaster victims with insurance schemes. They might:
• Charge you a large fee, and then disappear without handling your claim.
• Refer your repair to a dishonest contractor for a kickback, and you may receive shoddy repairs in return.
• File false and inflated claims against your policy. Sometimes they'll also try to convince you to join the scheme.
• Use their position of trust to access your Social Security number and other personal data for scams involving identity theft.
Licenses. Public adjusters need licenses in most states. Ask Texas Department of Insurance if an adjuster is properly licensed in your state, or has any complaints or disciplinary actions. If the adjuster comes from another state, contact that state's insurance department to make sure the adjuster is licensed.
References. Ask people you trust if they can recommend a reputable adjuster.
Learn more. To learn more about public adjusters, check out websites of organizations such as the National Association of Public Insurance Adjusters.
Fight back. If you suspect a public or insurer's adjuster is being dishonest, contact your state insurance department right away.


Tuesday, April 18, 2017

Is your insurance company really acting in your best interests?



Insurance companies will almost always try to settle for less than you deserve (let alone need) and they do not always contemplate the hidden effects of a underlying damage in your home when they consider the value of your loss. Most often, their offer is well below what your property damage and possessions cost, or your insurance company is denying your claim altogether. 




Contact one of our Roofing Professionals of Texas and we will investigate your damage, and consult with our team of experts to determine the full value of your claim. We will help you to obtain the money that you are due from your insurance company to which you have dutifully paid your insurance premiums. 




After a storm, fire or other disastrous event, roofers come out of the woodwork and start soliciting you.  This is a difficult time and your home is both a financial and emotional investment, and homeowner’s insurance should cover all losses under the terms of the policy. Many times, not only does the structure of the home sustain serious damage, but the property inside and outside the home may be damaged as well.  We will still be here when they are long gone and fail to honor their shoddy workmanship warranty.



If your insurance company is dragging its feet or has denied your claim, we can be vital in turning that around. Property owners throughout Texas have placed their trust in Roofing Professionals of Texas for years. Our team of professionals have effectively replaced many thousands of roofs through insurance claims.  We offer a free initial consultation to discuss your situation. Contact Roofing Professionals of Texas we offer a free initial consultation to discuss your situation. Call 469-906-2600 Ext. 13 or email us at victoria@roofingprotx.com to get started. 



Roofing Professionals of Texas provides you with reliable roofing services and professionally warrantied work. You've got endless choices when in it comes to roofers, so you want to make sure you hire the right team. You can rest easy knowing that we do exceptional work that is timely and affordable.

Roofing Professionals of Texas
469-906-2600
www.roofingprotx.com

Dallas Roofer, Fort Worth Roofer, Arlington Roofer, North Richland Hills Roofer, Denton Roofer, Dallas Roofing , Fort Worth Roofing, Arlington Roofing, North Richland Hills Roofing, Denton Roofing, Dallas Roofing Contractor, Fort Worth Roofing Contractor, Arlington Roofing Contractor, North Richland Hills Roofing Contractor, Denton Roofing Contractor, Dallas Roofing Service, Fort Worth Roofing Service, Arlington Roofing Service, North Richland Hills Roofing Service, Denton Roofing Service, Dallas Re Roof, Fort Worth Re Roof, Arlington Re Roof, North Richland Hills Re Roof, Denton Re Roof, Dallas Roof Repair, Fort Worth Roof Repair, Arlington Roof Repair, North Richland Hills Roof Repair, Denton Roof Repair, Dallas Roofers, Fort Worth Roofers, Arlington Roofers, North Richland Hills Roofers, Denton Roofers, Dallas Roofing contractors, Fort Worth Roofing contractors, Arlington Roofing contractors, North Richland Hills Roofing contractors, Denton Roofing contractors,
Dallas Roofing Services, Fort Worth Roofing Services, Arlington Roofing Services, North Richland Hills Roofing Services, Denton Roofing Services, Dallas Commercial Roofer, Fort Worth Commercial Roofer, Arlington Commercial Roofer, North Richland Hills Commercial Roofer, Denton Commercial Roofer, Dallas Commercial Roofing Contractor, Fort Worth Commercial Roofing Contractor, Arlington Commercial Roofing Contractor, North Richland Hills Commercial Roofing Contractor, Denton Commercial Roofing Contractor, Roofer, Dallas Roofer, Fort Worth Roofer, Arlington Roofer, North Richland Hills Roofer, Denton Roofing, Dallas Roofing, Fort Worth Roofing Arlington, Roofing North Richland Hills, Roofing Denton, Roofing Contractor Dallas, Roofing Contractor Fort Worth, Roofing Contractor Arlington, Roofing Contractor North Richland Hills , Roofing Contractor Denton, Roofing Service Dallas, Roofing Service Fort Worth, Roofing Service Arlington, Roofing Service North Richland Hills, Roofing Service Denton, Re-Roof Dallas, Re-Roof Fort Worth, Re-Roof Arlington, Re-Roof North Richland Hills, Re-Roof Denton, Roof Repair Dallas, Roof Repair Fort Worth, Roof Repair Arlington, Roof Repair North Richland Hills, Roof Repair Denton, Roofers, Dallas Roofers, Fort Worth Roofers, Arlington Roofers, North Richland Hills Roofers, Denton Roofing, Roofing contractors Dallas, Roofing contractors Fort Worth, Roofing contractors Arlington, Roofing contractors North Richland Hills, Roofing contractors Denton, Roofing Services Dallas, Roofing Services Fort Worth, Roofing Services Arlington, Roofing Services North Richland Hills, Roofing Services Denton, Best Roofer Dallas, Best Roofer Fort Worth, Best Roofer Arlington, Best Roofer North Richland Hills Best Roofer

The information contained herein is provided "as is" and without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Further, this information may include technical inaccuracies or typographical errors. Roofing Professionals of Texas may make improvements and/or changes in the products and/or the information described in this work at any time without notice. As such, changes may, without notice, be periodically added to this work.  Any questions, corrections, or comments concerning this work may be reported to Roofing Professionals of Texas at admin@roofingprotx.com

Please note, however, any feedback information, such as questions, corrections, comments, suggestions, ideas, or the like regarding the content of this work, or any Roofing Professionals of Texas work, shall be deemed to be non-confidential and Roofing Professionals of Texas shall have no obligation of any kind with respect to such information. Further, Roofing Professionals of Texas shall be free to use, disclose, reproduce and distribute such feedback information to others without limitation and Roofing Professionals of Texas shall be free to use any ideas, concepts, know-how or techniques contained in such feedback information for any purpose whatsoever including, without limitation, developing, manufacturing, and marketing products incorporating such information.

python code