A Texas Public Adjuster Can Provide Expert Claim Adjustments

A Texas Public adjuster is a state licensed insurance claims professional who will work with challenging your insurance company until a claim is complete. They are not affiliated with an insurance company, public adjusters work only for you, the policyholder, and their primary goal is to ensure that you receive the full payout from your insurance claim.

Texas is a proud state, especially when it comes to protecting consumers. In the event that you need to file a property damage claim, there are licensed insurance claim specialists, known as public adjusters, that can provide guidance and help maximize the claim settlement after a loss.

There are three types of insurance adjusters you may come across in Texas:

Public Insurance Adjusters work for you and have no affiliation with insurance companies.

Independent Adjusters contract their services to insurance companies and work on their behalf.

Company Adjusters, or Staff Adjusters, work for the insurance company directly, so their priority is to the company’s bottom line.

Public Adjusters are the only type of claims adjusters that work on behalf of the policyholder and fight for you during the insurance claims settlement process.

Fees For Hiring A Public Adjuster In Texas

Public Adjusters in Texas typically follow the percentage of claim payment fee structure. In rare cases, an adjuster may charge a flat rate or an hourly rate, but the industry standard is to bill consumers 10% of the entire claim amount or 25% of new money (new money is additional money above and beyond what your carrier has already offered as a settlement or already paid out). As dictated by Texas law, the fee percentage will never exceed 10% of the total value of the claim. The fees charged are agreed upon upfront between the policyholder and the public adjuster which is detailed in writing in the form of a contract. Public Adjusters in Texas typically work on a contingency basis, meaning they are not paid until the final settlement has been received.

We have worked with the largest firms in Texas and the smallest.  We have found great success and personal attention from Freedom Public Adjusters.